Proplend is a financial technology platform that enables individual and institutional investors to earn inflation-beating returns lending money directly to commercial property investors. We’re disrupting the traditional mortgage industry without the requirement or burden of principal capital.
The platform matches borrowers demand for loans with investors demand for income. Proplend is fully authorised and regulated by the FCA, approved by HMRC as an IFISA Manager and an NACFB Patron.
Real Estate Loan Syndication is a long established asset class created to give Banks access to stable and reliable income with high levels of capital protection. Rather than three banks clubbing together to facilitate a £500m loan, Proplend splits each loan into £1,000 loan parts, enabling up to 5,000 different investors to all participate in a single loan.
Proplend specialises in sub-£5m commercial investment property loans as an asset class because, it’s a massively underbanked sector of the market, it’s a sector in which we have a deep collective experience and commercial investment property throws off an income stream which pays the lenders interest.
We established Proplend to provide much needed funding to commercial property investors, whilst offering investors attractive rates of risk adjusted returns. The Proplend team pride ourselves on being one of the most transparent peer to peer platforms and are honoured to be recognised as one of the safest P2P Lending and Innovative Finance ISA platforms by P2P industry experts, 4thWay.